“This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #iamprotective #CollectiveBias”
I can’t believe that my family and I have met a major milestone in our lives. What is it, you ask? Well, we have begun the search for a college for our oldest son. While he is only a junior in high school, we have learned that it is never too early to plan for college.
Right now, we are dealing with the excitement and anticipation of visiting colleges and seeing what each school has to offer. Between majors and dorms and everything in between, it is a bit overwhelming.
Well, let’s be honest, more than a bit overwhelming. And scary. And expensive, to be perfectly honest about things.
It’s Never Too Early To Start Planning For College:
One of the major themes we have noticed during our visits to schools is how they talk about starting early. Not just when it comes to picking courses, or applying to colleges. They are also talking about other things as well. Here are just a few things that can be started early:
- Saving for daily living expenses. Let’s face it, Mom & Dad may not be readily available for pizza money. Now is a good time to start putting away some pin money.
- Start buying dorm room supplies. Most people start thinking about these things a few weeks ahead of time. I say, start as early as you can. Wait for end of season sales, and then get some great deals on bedding. Keep it wrapped up, and it will stay in perfect condition until your student is ready to leave for home.
- Start deciding what small appliances you will need. Find out early what schools allow. Again, wait to see what the sales have to offer and buy early. These are also great items to put on a “wish list” so that grandparents and family members can contribute to.
- Begin conversations about finances. College is an exciting time for kids, and they may think they can still get anything and everything they want. Talking about it early will allow you, as the parent, to set a boundary. You and your potential student can start working out a budget.
It’s really hard to believe that this picture was taken only a year before. And now, we are deep in the process of shopping for colleges. It makes our time together even more precious!
Looking at this picture made me realize that there is one more important step to planning for college. One that every parent should consider, and that is life insurance. It’s not something you want to think about, but let’s face it, it is a reality. Protective Life has a wonderful set of resources available to parents about financial planning. From budgeting tips, to answering questions about how much life insurance will I need, you can find everything you need at the Protective Life website. I know it made my life a whole lot easier.
So whether your child is just starting school or deep into their high school career, it’s never too early to plan for college. By starting small, you can save up for all the things your college-bound student needs to succeed in college….but most importantly, in life!